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Variable universal life insurance

Variable universal life (VUL) insurance policies offer subaccount choices that allow clients to invest directly in the market — providing unlimited growth potential with added investment risk.

Our product suite

Premier VUL

Accumulation-focused VUL that offers choice and flexibility.

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VUL Defender™

Protection-focused VUL designed to provide one of the most competitive lifetime guaranteed death benefits in the market today.

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This must be preceded or accompanied by a current prospectus. You should consider the investment objectives, risks, charges and expense of a portfolio and the variable insurance product carefully before investing.  The portfolio and variable insurance product prospectuses contain this and other information. Please read the prospectuses carefully before investing.

Variable life insurance products contain fees, such as mortality and expense charges, and may contain restrictions, such as surrender periods. There may also be underlying fund charges and expenses, and additional charges for riders that customize a policy to fit individual needs. Charges and expenses may increase over time. The variable investment options are subject to market risk, including loss of principal.

Please keep in mind that the primary reason to purchase a life insurance product is the death benefit.

Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions such as surrender charges.

Insurance policy guarantees are subject to the claims-paying ability of the issuing life insurance company.

These materials are for informational and educational purposes only and are not designed, or intended, to be applicable to any person's individual circumstances. It should not be considered investment advice, nor does it constitute a recommendation that anyone engage in (or refrain from) a particular course of action. Securian Financial Group, and its subsidiaries, have a financial interest in the sale of their products.

Not a deposit - Not FDIC/NCUA insured - Not insured by any federal government agency - Not guaranteed by any bank or credit union - May go down in value

For financial professional use only. Not for use with the public. This material may not be reproduced in any way where it would be accessible to the general public.

Policy form numbers:  ICC18-20149, 18-20149 and any state variations; ICC18-20150, 18-20150 and any state variations.

DOFU 11-2021